Are you a maths whiz, an economist of the future, a budding blogger, and a sixth form student? The Financial Times have teamed up with the Bank of England to run a competition: write a blog of up to 500 words on anything related to the future world economy.
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Applying for uni, but worrying about how far the pennies in your pocket will stretch? Maybe you fancy the idea of an apprenticeship or further study, and want to be a little more financially independent? It can be a scary prospect and you're not alone, finances are a concern for many young people.
The Times have has compiled a list of some of the top budgeting apps on the market right now. Check them out if you need a little guidance when it comes to how much you can really spend on that inflatable crocodile you absolutely need for your "new" kitchen in halls. There's also a few apps approved by Money Saving Expert's Martin Lewis in there too, so you know you're in good hands. Trust us, everyone from your parents to your pals will be blown away by your newfound money-managing prowess. The best part? These apps are all free. A ray of light in the uncertain times surrounding news of Carillion, construction giant's liquidation: the government has announced that the 1,400 apprentices left without a job or course security will be supported in search for employers to continue their placements with.
Many young people were left unsure of their futures since the news that Carillion, the UK's largest construction apprentice employer, was dissolving, but things are now looking up. If you've already started your uni career, you now know that textbooks are the necessary evil that slash at your alcoholic beverage budget. If you're just about to start, let us tell you now: you've got to pay for these bad boys all by yourself and they're nothing to laugh about.
Sometimes lecturers have a reading list as long as your arm, and borrowing from the library just won't cut it when there's 60 of you clamouring for the single dogeared copy of Particle Physics: A Very Short Introduction. Thinking about heading to uni, but worried you won’t get the most bang for your buck? Have a look at this great article by the Guardian, featuring the wise words of our Chief Executive, Johnny Rich, on how to make the most of your money.
With record breaking numbers of students attending UK universities, and therefore more 'debt' being amassed (and more scare-mongering by the media of the notion of it), what is the human perception of debt?
Most people, if you stopped them in the street would say debt is a very negative thing. Also, there isn't a single county on Earth that isn't in millions, billions or trillions of pounds of 'debt', and economics experts argue that a 'healthy' level of debt allows a country to, using a Star Trek reference, 'live long and prosper'. In late 2017, the Sutton Trust conducted a Fairer Fees study on student finance.
This revealed that government changes to student finance introduced in October 2017 - (with repayments now coming off your salary when earning above £25,000 instead of £21,000), will reduce student loan repayments for each UK graduate by around £8,000 at the end of the 30-year repayment window We thought we'd share this great article that education and careers specialist, Push founder and Chief Executive Johnny Rich was asked to write for BestCourse4me: 'Do Universities give you Value for Money?'
Want to eat well on a budget? Push is here to help banish those rumbly tummies.
An hour or two before closing, supermarkets mark down some of their goods, usually stuff that’s heading fast towards its sell-by date. Like hyenas to the waterhole, scavenging hoards of bargain-hungry students have been known to descend on Tesco of an evening in the hope of bagging a few half-price items. But make sure you eat them before they go off. So you're thinking of heading across the pond for uni? You wouldn't be the first – many have been drawn in by the glitz and the glam of Hollywood, bright lights of the city that never sleeps, the beaches, deserts, snowy mountains and just about everything in between.
And it's far from impossible to study your undergrad degree in the US, but it's not easy. And it's definitely not cheap. Wow your friends and attract your preferred sex by dropping these nuggets of knowledge into conversation:
1. By the time they graduate, the average debt of a student starting this Autumn is likely to be around £50,000. 2. At some unis, the cost of living is more than twice as much as at others. Last year Teesside was the cheapest and the Royal Academy of Music the most expensive. Meanwhile, studying in London is almost 50% more expensive than studying in Wales. So, choose your uni carefully. Martin Lewis from MoneySavingExpert.com is back with some excellent, up to date info on student loans. Read below for a summary of his guide for future students and their parents, or anyone who's not too savvy when it comes to the student loan small print.
1. Student loans can add up to £50K, but that's not the price you'll pay back: At undergraduate level, students with finance don't pay the universities directly – the Student Loans Company sort this out for them. Over three years, this adds up to just under £50K, but that's not all you'll (maybe) be paying back. Remember that... |
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We're always interested to hear from talented young writers, so if you'd like to feature as a guest author then hit us up for more details.
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